End User Agreement

This End User Agreement is a contract between you and Steward Accounting, the operator of Steward. In this agreement, Steward, we, us, and our refer to Steward Accounting, and the Service means the Steward web application, reports, and related services.

By creating an account, accepting an invitation, or using the Service, you agree to this agreement and the Privacy Policy. If you use Steward for an organization or accounting firm, you confirm that you have authority to bind that entity. You must be at least 18 years old and legally able to enter into this agreement.

Steward is a read-only nonprofit reporting layer for QuickBooks Online. It reads authorized accounting data, applies restriction rules configured by your workspace, and creates financial reports. Steward does not write transactions back to QuickBooks Online.

Features may change as the Service develops. Any order form, statement of work, or other written service agreement between you and us supplements this agreement and controls if it expressly conflicts with this agreement.

You must provide accurate account information, keep credentials secure, and tell us promptly if you suspect unauthorized access. Workspace owners and administrators control invitations and access within their workspace and are responsible for granting access only to people authorized to view the connected organizations' data.

You are responsible for activity performed through your account and for the accuracy of the configuration, restriction rules, dates, and other instructions that your users provide to Steward.

When you connect an organization, you direct Steward to access that organization's QuickBooks Online data through Intuit's APIs. You confirm that you are authorized to grant that access and to provide Steward with any personal, financial, or confidential information contained in the connected company.

Intuit provides QuickBooks Online and its authorization service under Intuit's own terms and privacy statement. Steward is not Intuit and cannot guarantee Intuit's availability or continued API access. Revoking authorization prevents successful new access through Intuit, but it does not by itself delete data already stored by Steward. The Privacy Policy explains retention and deletion requests.

As between you and Steward, you retain your rights in data that you or your authorized providers make available to the Service. You grant us a limited right to host, copy, transmit, transform, and display that data only as needed to provide, secure, maintain, and support the Service and to comply with law.

You are responsible for having all notices, permissions, and lawful bases required to provide customer data to Steward. We do not sell QuickBooks Online data or use one customer's accounting data to provide insights to another customer.

You may use the Service only for lawful business purposes.

Steward is a software tool, not a substitute for professional accounting, tax, legal, investment, or audit advice. Its reports depend on QuickBooks Online data and the rules and selections configured by users. You must review reports and use qualified professional judgment before relying on them for board, donor, audit, tax, regulatory, or other decisions.

We work to operate the Service reliably, but the Service may be unavailable, delayed, changed, or discontinued. Maintenance, third-party services, internet failures, QuickBooks Online changes, and events outside our control may affect it. We do not promise a service level unless a separate signed agreement says otherwise.

You may permanently delete your saved Assistant Conversations from the Conversation list. Deletion removes saved content and retires pending work, but cannot unsend a provider request already dispatched or undo committed Restriction Rules or Reports. Saved history survives Organization removal or access changes until you delete the Conversation or your account is removed. Separate operational retention is described in the Privacy Policy.

Any fees, billing schedule, taxes, renewal terms, and cancellation terms will be stated in an order form or other written agreement. If you are using an evaluation or no-charge version, we may limit or end access after reasonable notice when practical.

We and our licensors retain all rights in the Service, including its software, design, documentation, and branding. Subject to this agreement, we give you a limited, non-exclusive, non-transferable right to use the Service during your authorized access period. If you provide feedback, you allow us to use it without restriction or payment, provided we do not identify you publicly without permission.

Each party will use reasonable care to protect the other's non-public confidential information and will use it only for the relationship described in this agreement. We use administrative and technical safeguards designed to protect customer data, but no internet service or storage system can guarantee absolute security.

You may stop using Steward at any time and may ask us to close your account or delete eligible data. We may suspend or terminate access if you materially breach this agreement, create a security or legal risk, fail to pay agreed fees, or if we discontinue the Service. Where practical, we will provide notice and an opportunity to correct a remediable breach.

On termination, your right to use the Service ends. Sections that by their nature should continue, including ownership, confidentiality, disclaimers, liability, disputes, and lawful retention, remain in effect. Data handling after termination is described in the Privacy Policy.

To the maximum extent permitted by law, the Service is provided as is and as available. We disclaim implied warranties, including merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that reports are complete or error-free, that the Service will be uninterrupted, or that it will meet every accounting, legal, tax, grant, or regulatory requirement. Rights that cannot lawfully be disclaimed remain unaffected.

To the maximum extent permitted by law, neither party will be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, goodwill, or data, arising from the Service. Steward's total liability arising from the Service or this agreement will not exceed the fees paid or payable for the Service during the 12 months before the event giving rise to the claim. These limits do not apply where liability cannot lawfully be limited.

You will defend and indemnify Steward against a third-party claim arising from customer data you were not authorized to provide, your unlawful or prohibited use of the Service, or your material breach of this agreement. This obligation does not apply to the extent the claim was caused by Steward's breach, negligence, or willful misconduct.

Colorado law governs this agreement without regard to conflict-of-law rules. The state and federal courts located in Denver, Colorado will have exclusive jurisdiction, and each party consents to that venue. Before filing a claim, the parties will first try in good faith for 30 days to resolve the dispute through written notice. Mandatory rights and forums that cannot be waived remain available.

We may update this agreement as the Service or law changes. We will publish the new version and last-updated date and provide reasonable notice of material changes. Changes apply prospectively from their stated effective date. If you do not agree to a material change, you must stop using the Service.

This agreement, the Privacy Policy, and any applicable written service agreement are the entire agreement about the Service. You may not assign this agreement without our written consent; we may assign it in connection with a reorganization, merger, or sale of the Service. A failure to enforce a term is not a waiver. If a term is unenforceable, the remaining terms continue.

Questions or legal notices may be sent to [email protected] or to Steward Accounting in Denver, Colorado.